Repairing or replacing a home appliance or system can wreck your wallet, often costing you hundreds, if not thousands of dollars. From a busted water heater to a broken air conditioner, Progressive Home Warranty by Cinch ¹ helps you safeguard your hard-earned money from unexpected household expenses. Cinch delivers affordable, timely and quality service, plus industry-leading value with a national network of service providers.
Remember, homeowners insurance won’t cover items that break down from wear and tear. Your home warranty complements your homeowners insurance policy if your covered appliance or home system has a mechanical failure due to everyday use. Learn more about how home warranties work.
Home warranty coverages will vary based on the plan you select, but can protect nearly all your home essentials—including optional coverage for pools and spas: **
Home Warranty Coverages
Refrigerator (including built-in ice and water dispensers), stove, oven, dishwasher, built-in trash compactor, garbage disposal, microwave, washer, dryer, and more
EXAMPLE: Your refrigerator's ice dispenser stops working. Cinch will set you up with a pre-screened technician to take a look and identify any repairs needed. Your home warranty will cover the repair costs, minus your deductible. †
Water heater, toilet, interior leaks and breaks for water, waste, drain, vent and gas lines, plumbing stoppages, sump pump, whirlpool bathtub, and more
EXAMPLE: Your water heater springs a leak and needs replaced. Cinch will connect you with a provider in your area and pay to replace the water heater, minus your deductible. †
Air conditioning unit and heating unit
EXAMPLE: Your central AC unit breaks down and requires a new part to fix. Your home warranty will pay to replace the part, minus your plan's deductible. †
Exhaust fan, central vacuum, doorbell/chime, garage door opener, smoke detector, main breaker/fuse panel box, and interior electrical lines
EXAMPLE: Your exhaust fan stops working. Cinch will send over a pre-screened provider to identify the problem and fix the fan. Repair costs are covered by your home warranty, minus your deductible. †
Once you choose and purchase a plan, your coverage begins 30 days later. All plans include coverage for unknown pre-existing conditions and rust corrosion with no inspection required. † Cinch is available 24/7 to service your claim online or over the phone. They'll connect you with a pre-screened provider in your area to diagnose and remedy the problem. If your covered item can't be fixed, it will be replaced. †
Additionally, Cinch offers unique features and comprehensive protection that makes having a home warranty worth it:
Cinch lets you compare different plans customized to your needs or budget. Your home warranty’s cost will vary based on your state, the plan you select, and the amount of your deductible. See the chart below for the average cost of plans offered by Cinch. ‡
Select a providerBuilt-in Systems Plan
Refrigerator, Range/Hood, Microwave, Dishwasher, Free-Standing Ice Makers, Trash Compactors, and more
Air Conditioning Unit and Ductwork, Heating Unit and Ductwork
Monday - Friday: 8:00am to 8:00pm Eastern Time
Bundle and save an average of 5% on auto! Δ
Or, quote another product
THE #1 INSURANCE WEBSITE
Copyright 1995 - 2024. Progressive Casualty Insurance Company. All Rights Reserved.We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.
Insurance carrier website ranking by Keynova Group – Q4 2023 Online Insurance Scorecard.
Δ Discount varies and is not available in all states or situations.
¹ For CA residents, home warranty plans are offered by Progressive Advantage Insurance Agency, Inc., CA License # 0F50053, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc. Cinch® is not affiliated with Progressive.
Progressive is not responsible for plan selections, plans sold, claims, the content or operation of the plan website, or how Cinch handles or uses your information. Information you provide to Cinch is subject to its privacy policy and website terms of use and may be shared with Progressive. Cinch pays Progressive for plans sold.
All protection is subject to plan terms and conditions. Availability may vary by state.
* The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
** Optional coverage is not available online and can only be purchased over the phone.
† See terms, conditions and limitations. Covered items must be in good working order. Non-covered charges and dollar amount caps may apply.
†† Applies only to Cinch Complete Home Plan and reimburses you up to $500 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
‡ Pricing varies by geographic region. Sales tax may apply.
